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Financial planning is very essential for securing your future. A secure future can be defined as a tomorrow that is filled with hope of well being & a gift of financial safety that you make for your family today. Though we agree to be acquainted with the term Financial Planning but how many of us do really take it seriously & work towards it? Not much individuals pay attention to their financial health, until something catches them off guard & leads to complete chaos. So, in order to avoid such fiasco, I, M J Raviraman, your friend & advisor, will be your lighting guide for attaining complete financial freedom.